Get Pre-Qualified Today

The Home Loan Process

Finding the right loan is an essential first step in the home buying process. Everything from your credit and income to your down payment can affect your ability to qualify for a loan.

TheMLSonline.com recommends several mortgage lenders with a long history of providing quality lending services. An experienced loan officer will discuss the different types of loans available, determine the maximum amount you can borrow, and calculate a monthly payment that fits your budget.

Get to know our Home Mortgage Professionals

Mona
Edick
Bay Equity
Jeff
Zajac
TruStone
Richard
Smyth
TruStone
Mona Edick
Senior Loan Officer
Bay Equity Home Loans NMLS#452504
Mona Edick, Senior Loan Officer with Bay Equity Home Loans, offers a wide array of mortgage choices, competitive rates and flexible terms and conditions so you can find the mortgage solution that best fits your needs. During her 15 years of experience in the mortgage industry, she has shared her expertise to personally assist hundreds of families with responsible and affordable home financing.
763-614-8732

 Residential Loan Pre-Qualification Form

To get started on your loan pre-qualification, please complete the form below. A loan officer will need to gather additional information in order to determine your eligibility for a loan.

to

I would like to get pre-qualified:  

I am interested in buying:  

I plan to use my new home as:  

I want to finance using:  

Loan term:  

I am interested in down payment assistance:  

Down payment amount:  

I am married:  

I am currently renting:  

My credit score:  

Comments/Questions:  

Down Payment Assistance for BuyersThe Difference Between Down Payment & Closing Costs

Mortgage Rates

Based on national averages. Updated

Mortgage Calculator*



Disclosure: TheMLSonline.com website contains advertisements and endorsements of affiliated industry service providers including: mortgage lenders, staging services, home inspectors, title companies and moving services. TheMLSonline.com, Inc. may receive compensation as a result of these advertising and marketing agreements. As a client of TheMLSonline.com, Inc. you have the right to select a service provider of your choosing and are not required to seek the assistance from any advertiser or affiliate of TheMLSonline.com, Inc.